CreditWise
When you provide your email address we will update your email address across all of your accounts at Capital One, N.A. and its affiliates. CreditWise Dark Web alerts will start monitoring this email address. We may use your email address to send you important information about your credit file, your Capital One applications and accounts (if any), and other useful products and services.
or

Already a Capital One customer?

Sign in for a faster experience.

Monitor your credit

Monitor your credit

Get alerts when something meaningful changes on your TransUnion or Experian reports.¹

Protect your identity

Protect your identity

CreditWise scans the Dark Web for your personal information and sends you an alert if we detect anything.¹

Simulate your score

Simulate your score

Use this interactive tool to test how different actions might affect your credit score.²

The credit score provided in CreditWise is a FICO® Score 8 based on TransUnion data. The FICO Score 8 gives you a good sense of your credit health but it may not be the same score model used by your lender or creditor. The availability of the CreditWise tool and certain features in the tool depends on our ability to obtain your credit history from TransUnion and whether you have sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies.

¹ Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.
² The FICO® Score Simulator provided in CreditWise estimates how various financial decisions you make might impact your FICO Score 8, but it does not guarantee how your score may change. Please note that the Simulator tool may not be available if you do not have sufficient credit history to generate a FICO Score 8 and that the potential actions you can simulate may vary depending on your credit information.